Venture South International (VSI) is a lending company, which focuses on the niche above microfinance and below bank loan sizes (USD 2,000 – 50,000 range). Founded in 2008 by microfinance experts VS was funded initially from private impact investors and now principally from fund managers such as Symbiotics, Oikocredit and MCE Social Capital. The principals have invested their own resources and are deeply committed to the success of the business. They have leveraged their experience to design loan products specifically for Small and Growing Businesses and have proven the niche and their model. This niche is underserved, yet is very large and has tremendous potential to expand the economy and increase jobs. It is precisely businesses in the VS niche that create the most jobs. These jobs are the gateway out of poverty and towards the expansion of the middle class. VSI lends today to financially sustainable enterprises in the Philippines, and has expanded to Kenya. Over the past five years VS has created an enviable track record and now stands as a leader in this niche. It has established proof of concept, learned what does not work, perfected what does work and now focuses on scaling up the operations.